“A Freak Accident”
An unfortunate incident that involved a snowplough and a windshield of Kevin Hoffer’s car occurred on 28th November 2018 while he was driving on the highway through the Michigan Avenue overpass.
After the torrential snowfall the night before, a fully loaded county snowplough was clearing snow on the overpass just as Hoffer’s car was crossing the bridge below. What seemed like a regular errant run turned into a freak accident when the loaded snow started spilling below the bridge, and the snow fell over the windshield of Hoffer’s car and shattered the auto glass.
The whole episode was dramatically captured by the dash cam in the car to provide evidence of the incident.
Hoffer said that he intended to get off the highway on the next exit had the incident not taken place. He was unharmed, but the damage on the windshield could have caused severe dangers for him as it prevented him from having a clear view of the road and also threatening his safety if the cracked glass shatters on the street.
He was able to get off the highway safely without injuries, and his vehicle did not disrupt traffic.
Hoffer was luckily enough to have solid proof of the incident through his webcam.
His insurance company has decided to pay for most of the replacement fee which is expected at $600. But since the insurance company will only be covering a part of the cost, he hopes that the county will pay for the rest of the fees.
The Advantage of a Dash Cam
With the winters setting in, drivers are advised to prepare their cars for the oncoming winter chills and take necessary precautions for their safety. Installing a dash cam and quality windshield is a must to stay safe and secure.
Like Hoffer’s incident, if you face such unpredictable events, dash cams are handy in providing evidence and could save your life and expenditure.
On December 3, 2018, Lincoln Police, Neb., took a man into custody after he smashed his car into a tree and a retaining wall while he was driving with his head out of the window like “Ace Ventura”.
The Movie Reference
Ace Ventura is a movie starring Jim Carey who plays the role of a pet detective but loses his mind and does crazy stunts throughout the 1994 comedy movie. The film includes a scene where Ace Ventura drives with his head out of the side window because of his shattered windshield.
According to the police in Lincoln, the man was driving like Ace Ventura because the wipers of his car windshield were not working.
At the time of the incident, there was torrential rainfall, but since his wipers were not working and he could not see the road, he had to resort to sticking his head out of the window to have a better view of the way.
The man had reportedly fled the scene of the single car incident after he hit a retaining wall and a tree with the car.
However, police were quick to identify the culprit, and the authorities contacted him in a short while.
Unfortunately, the man was checked for driving under the influence and was found guilty with over .137 blood-alcohol report!
Few people responded to the news for arresting an arbitrated driver whose intention was to avoid crashing his car.
But it should be noted that it was sheer luck and carelessness on his part for failing to check the functions of his vehicle.
The unfortunate event could have been avoided had the driver taken proper considerations about putting his head out of the window and driving under the influence which is both against safe driving rules.
Checking if all the car’s parts are working regularly before driving them can also eliminate such incidents in the future.
A windshield is probably the last thing that anybody associates with the law. You wouldn’t think there would be any law associated with it, but in reality, it’s the complete adverse of it. In fact, cracked windshields are considered a serious offence in many countries including Canada. This is because a broken windshield can be life-threatening for the driver and the passengers as well, due to limited visibility.
Why A Broken/Damaged Windshield Is Dangerous
The windshield can be considered as the first line of defence of your car. Think about it; the windshield takes all the impact of the extremely dangerous and high-speed winds directly. It also acts as your primary shielding element in case of any unfortunate accidents. Proper and strong windshield, therefore, becomes vital for your security.
A cracked windshield also compromises the physical integrity of your front-end car structure, and this ultimately results in severe injuries in case of any collision, especially front-end collision.
Importance Of Windshield
A professional car racer or someone with a good knowledge of car aerodynamics will tell you how important the windshield is. The windshield apart from protecting you from external environmental weather conditions also plays a crucial role in transferring the front-end impact force to the car chassis. This, in short, allows your car to run more smoothly and stable even at high speeds.
Also one of the key functions of a windshield is that it holds the car’s airbag mechanism in proper place. If your windshield is damaged, the airbag system doesn’t deploy correctly, hence increasing the chances of sustaining serious injuries.
Deal With Broken Windshield Legally
Often times it happens that insurance companies don’t include the windshield damage in their policy. Or in short, they refuse to assist you financially when you have a broken or damaged windshield. It is important for you to know that it is your legal right to claim your car insurance for your broken windshield as well.
We at familymattersplus ensure professional lawyers to help you deal with your insurance providers legally. For more information and legal advice visit our website at https://www.familymattersplus.com
Knowing Your Rights
When you have a broken windshield or when need a replacement or repair
- It is your right to choose whichever auto glass repair shops suit your preference and not to be dictated by the insurers.
- If your windshield is broken by accident and it is not your fault, you can request the one responsible for the damage to pay for the repair or replacement. If that is too much, you can negotiate compensation or mediate the situation.
- You can file an insurance claim with your insurance provider to cover for the damage.
Facing the Challenges
With the numbers and price of windshield replacement and repairs escalating at an alarming rate and provincial courts burdened with pending cases, the pressing need for efficient lawyers is more crucial than ever.
Many insurance companies are handing out a paltry sum of money for insurance claims, and many clients are getting tired of it. The insurers must provide full financial support for the auto glass claim. Otherwise, it becomes a breach of contract which can be settled in court.
Dragging the matter to court for a fair settlement is what most car owners hope for, but that is not the usual case as it takes longer than expected, leaving many frustrated and in debt.
Settling the Matter
- We can help you check your insurance coverage and equip you with legal advice,
- Represent you in court and claim your rights.
- If you are not satisfied with the judgment of the court, we can further create arbitrations and negotiate the compensation in your favour with the other party within the limitations of the law.
- The lawyer at Abi Law can introduce a collaborative law to find a settlement that can appease both parties efficiently.
If you need legal advice for your auto glass claims or any damages on your car, visit http://abilaw.ca/.
How To Cover Windshield Repair Through Car Insurance
Chipped, cracked, and broken windshields are among the most common car repairs. Pebbles, vandalism, falling branches, animals, and even sand and gravel can damage your windshield.
This page will review ways to pay for auto glass replacement and repair using car insurance.
Understand Glass Coverage
If your windshield (or other glass, e.g., side windows, rear window, or sunroof) is damaged by something other than a collision, you’ll likely pay for it usingcomprehensive coverage. However, understand that this coverage is optional and if you don’t have it, you may be on your own when it comes time to pay for repairs.
Comprehensive coverage typically pays for damages occurring from:
- Animal collisions.
Check to see whether your car insurance company includes windshield repair and replacement in your comprehensive coverage.
Even if you read the words “auto glass repair,” inquire if it is all-inclusive. Auto glass replacement on some comprehensive coverage plans only covers the side and back windows, but not the windshield. Readmore